Commercial Loan Solutions for Melbourne Businesses
Tailored Finance for Property, Growth & Expansion
At PPM Finance, we go beyond residential lending. We specialise in helping Melbourne business owners, professionals, and investors access tailored commercial loan solutions—whether you’re buying a new premises, refinancing an existing loan, or expanding your business footprint.
With 30+ years of expertise, we know the ins and outs of complex commercial structures, from companies and trusts to SMSFs. We also work hand-in-hand with your accountant and advisers to secure competitive terms, streamline approvals, and ensure your loan structure supports long-term success.
Types of Commercial Loans We Arrange
Commercial Property Loans
For purchasing or refinancing offices, clinics, warehouses, or retail premises. Whether you’re a professional practice owner or a growing business, we’ll match you with lenders who understand your sector.
Commercial Investment Loans
Looking to expand your portfolio? We help investors secure tailored funding for commercial property acquisitions, refinancing, and developments.
Commercial Construction & Development Loans
Funding for new builds, refurbishments, and property developments. We understand the complexities of staged drawdowns and work closely with lenders who specialise in commercial projects.
Business Expansion Loans
Tailored solutions for businesses scaling operations, opening new locations, or investing in growth.
Lease Doc Commercial Loans
Grow your portfolio by leveraging your tenant’s lease to unlock funding — perfect for property investors seeking streamlined approvals and flexible structures. Servicing is based on rental income only, keeping it simple and efficient..
Low-Doc & Alt-Doc Commercial Loans
Perfect for self-employed professionals and business owners without traditional income documents. We structure finance that reflects your true capacity.
Tailored Solutions
At PPM Finance, no two loans are treated the same. A commercial loan isn’t just about interest rates—it’s about structuring finance that works with your entity (trust, company, or SMSF), your cash flow, and your long-term tax strategy.
We collaborate closely with your accountant and financial planner to:
- Maximise borrowing capacity.
- Optimise tax outcomes.
- Align repayments with your business’s cash flow.
- Secure lenders who understand your industry.
Fast, Streamlined Approval Process
Banks often treat commercial lending as slow, high-risk, and document-heavy. We cut through the noise, guiding you directly to lenders who can deliver quick, competitive approvals.
Our process means:
- Minimal paperwork upfront.
- Faster approvals by targeting the right lenders.
- Clear communication every step of the way.
Why Choose PPM Finance
- 30+ years of experience in business & commercial lending.
- Specialist knowledge of complex structures (trusts, SMSFs, partnerships).
- Strong lender network with banks and non-bank lenders.
- Collaborative approach with your accountant and advisers.
- Personalised service—you’re never just a file number.
Frequently Asked Questions
Property purchases, refinancing, development, construction, and business expansion loans.
Yes, we specialise in loans for self-employed clients, including alt-doc and low-doc solutions.
Yes, we structure SMSF loans for commercial property investments.
Depends on your income, business structure, security, and loan type. We’ll assess your situation and provide clear options.
Contact Us
Ready to secure your next commercial loan?
Let’s structure finance that grows with your business.
📞 Call Ashley on 0422 337 328