Use the WorkCover Discount to Fund Over 12 Months

WorkCover premium notices have just gone out and many Victorian businesses are now facing large annual bills and needing to pay I full before August 31 to receive the 5% early payment discount.

But what if you could get the discount AND pay in monthly instalments?

Yes, it’s possible — with Insurance Premium Funding

At PPM Finance, we help business owners preserve cash flow and access early payment discounts by offering Insurance Premium Funding. A simple way to spread your WorkCover premium over 12 months, while still qualifying for the 5% WorkSafe discount if arranged before 31 August 2025.

This is particularly useful for businesses managing tight budgets or wanting to keep capital available for growth.

What’s required?

We offer a fast, low-doc solution for ABN-holding businesses funding WorkCover premiums from $5,000 to $350,000. In many cases, approval is granted with just:

Your business name, ACN & ABN
Registered & trading addresses
Director’s full name, contact info, residential address and driver’s licence
This year’s and last year’s premium notices*
*Fast-track approval may apply where this year’s premium is no more than 125% of last year’s

What else can we fund?

Our Insurance Premium Funding isn’t just for WorkCover. We can also help you spread the cost of:

Building & contents insurance
Professional indemnity & Public liability
Business vehicle & fleet policies
Equipment and General business insurance

Funding is available up to $500,000 on a low-doc basis. For policies above that, or WorkCover over $350,000, we offer a Full Doc solution. The minimum premium size is $5,000.

Want to know more?

Whether you’re a business owner, accountant or adviser, reach out to us at PPM Finance to see how premium funding can improve your clients’ or your own business cash flow.

Let’s make the most of the WorkCover discount to take the pressure of paying in a lump sum.

Ashley Blyth
Principal Broker, PPM Finance
Your Trusted Business Loan Broker Melbourne with Fast, Flexible, Tailored Solutions

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