Finance That Fuels Your Business Growth

Asset, Equipment & Vehicle Loans for Melbourne Businesses

At PPM Finance, we understand that the right equipment, vehicles, and assets can make all the difference to your business. That’s why we specialise in tailored asset, equipment, and vehicle finance solutions that free up cash flow, minimise tax burdens, and keep your business moving forward.

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PPM Finance - Carlton - Finance Location Specialist

Types of Finance We Offer

Equipment Finance

For medical equipment, manufacturing machinery, IT upgrades, or specialist tools. We structure loans that keep your business productive without draining working capital.

Vehicle Finance

Whether it’s a single business car, a fleet of vehicles, or commercial trucks—we arrange finance that suits your usage and tax needs.

Asset Finance

From heavy machinery to office fit-outs, asset finance helps you spread the cost of essential investments.

Low-Doc & Alt-Doc Options

Tailored for self-employed clients and businesses without up-to-date financials.

Tailored Solutions

No two businesses are the same, so your finance shouldn’t be either. We:

Structure repayments to match your cash flow cycles.
Work with your accountant to optimise tax outcomes.
Ensure you secure competitive terms from a wide lender panel.

Fast, Hassle-Free Approval

We know downtime costs money. That’s why we streamline approvals, reducing paperwork and connecting you with lenders who prioritise business needs.

Our process ensures:

Quick turnaround times.
Minimal documentation where possible.
Competitive rates and flexible repayment options.

Why Choose PPM Finance

30+ years’ experience in commercial & asset finance.
Access to a wide panel of banks and specialist lenders.
Tailored solutions for professionals, SMEs, and self-employed clients.
Transparent advice—no hidden surprises.

About Us

Stephanie G.

6 months ago

Ashley at PPM Finance has assisted me with many of my enquiries and calls for help with my home loan over the years, after setting me up with my mortgage 11 years ago. He solves my banking problems with professionalism, efficiency and a warm, helpful attitude. When I have refinanced, he has provided a range of options, worked through them with me, helping me settle for a good bank with a low interest rate. He has assisted me on many occasions and manages all challenges extremely well. After my divorce, I had many questions and issues, and he helped solve my home loan affairs and put me at ease.

Anwar A.

6 months ago

We had a fantastic experience working with Ashley to secure our home loan. From start to finish, Ashley was incredibly professional, knowledgeable, and supportive. He took the time to understand our situation and guided us through every step of the process with clear and honest advice. Ashley made what can often be a stressful journey feel smooth and straightforward. He was always available to answer our questions, kept us updated regularly, and worked tirelessly to find us the best possible deal. His attention to detail and strong communication gave us complete confidence throughout. Thanks to Ashley’s expertise, we secured a home loan with great rates and terms that perfectly suited our needs. We couldn’t be happier with the outcome and highly recommend Ashley to anyone looking for a reliable and dedicated finance broker!

Angela B.

11 months ago

I would highly recommend PPM Finance. Ashley is extremely knowledgeable and someone I can trust. If you are looking for a mortgage broker in Brunswick, he is an expert in all services including refinancing and helping to find solutions to lower repayments!

Nyree S

11 months ago

Would recommend Ashley from PPM Finance! My partner and I purchased our first property and were incredibly nervous at navigating the loan aspect. We initally went by ourseleves to get information regarding loans and we didn't feel comfortable or feel as if the bank staff had our best interest at heart. That is when I came across Ashley from PPM Finance. His initial guidance as well as throughout the entire settlement process was amazing. He was extremley understanding and answering all our 500 questions we had being nervous entering the property market and also not understanding it very well. We felt that Ashley had our best interests and helped us get a great deal on our home loan. We are so grateful and happy with how seamless the process was and the communication was great between all parties involved. We will be using him in the future!

Alicia G.

1 year ago

Ashley has been wonderful! A huge help to me throughout my loan process. Highly recommend Ashley & the team at PPM Finance :)

Ryan L.

2 years ago

Ashley has provided clear and accurate advice throughout our journey of applying for an investment loan, this is not the first time we have utilised his services nor will it be the last. Would recommend Ashley’s friendly service to all.

Rachel C.

3 years ago

Ash from PPM finance was amazing to work with and made our whole loan experience from inquiry to application to settlement seem smooth and simple. He was prompt and efficient and always had the answers to our questions and ensured we got the best loan for our needs. Would highly recommend.

Nathan

3 years ago

Ashley at PPM Finance was professional, extremely knowledgeable, friendly, punctual and an absolute pleasure to deal with. He made the whole process of refinancing to a much better rate easy and stress free. Highly recommended. 10/10 ⭐️⭐️⭐️⭐️⭐️

Jenny K.

3 years ago

Excellent service, professional and saved me over 7k pa.

Christine B.

4 years ago

I can highly recommend Ashley. We found him very easy to deal with and nothing we asked was too much for him. I would use Ashley in future if we needed to.

Sylvia C.

4 years ago

Easy to deal with and great customer service. Thanks Ash.

George N.

4 years ago

Have worked with PPM Finance regularly and have always found them to be highly professional in all aspects of their business. Highly experienced and very thorough. Have no problem recommending them.

Claire H.

4 years ago

So happy with the service provided by Ashley from PPM Finance. Without you we wouldn’t be living in our own home today! We never thought it was possible, but you helped us get there and made the whole process so easy. Home visits, clear communication and always available when we needed to ask a question or get some advice. Could not recommend higher! 10/10!

Hew G.

8 years ago

Like most people, I started shopping around for a home loan with the big four banks, but this turned out to be a time consuming process. I initially engaged Ashley from PPM Finance to help save time comparing options, but was surprised - in a good way - that he managed to secure me an interest rate well below what I would have gotten on my own. He also helped tweak the final product so it's got all the features I need. Highly recommended.